If the trunk is shared by two homeowners, it is considered a boundary tree.

Inspect the fallen tree for signs of decay.

Nov 27, If you have ever wondered whose responsibility it is to handle a fallen tree should it fall, we can help with some of the basic information. The legal line of property and anything vertically above that determines who is responsible for the tree.

Oct 21, The law of fallen trees in North Carolina is based largely on the legal theory of negligence. According to principles of negligence, the owner of the property from which the fallen tree originated will be liable only if the owner knew that the tree was hazardous or such hazard was obvious. How do you know if a tree is a hazard?

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Aug 07, Fallen trees and branches are a significant cause of damage and power loss after a thunderstorm rolls through.

But if a neighbor’s tree falls on your property and causes damage, who is responsible? In most cases, it’s your homeowner policy that will cover the cost of the damages, subject to the policy’s coverage shrubhauling.barted Reading Time: 2 mins. Dec 20, The answer depends on the situation.

The first thing you should do is to check the governing documents for an HOA tree policy. If it states in your governing documents that the association is responsible for damages caused by a fallen tree - even if that tree was on a homeowner’s property - then the HOA should take on that shrubhauling.barted Reading Time: 6 mins. Jul 08, Claims related to fallen trees were examined in a recent homeowners insurance survey of Consumer Reports members.

The median amount paid by Estimated Reading Time: 5 mins. Apr 30, Most claims for fallen trees are due to storms or acts of nature, so in most cases, the insurance company representing the property owner will be responsible to cover any necessary repair costs. The best way to try to avoid the headache of a fallen tree is to try to prevent it. A: You're typically only considered responsible if neglect on your part was a contributing factor to the tree's demise. If not - say a storm knocked your healthy tree onto your neighbor's house - your neighbor will likely have to file a claim through his or her own shrubhauling.barted Reading Time: 6 mins.